A Will Trust is a type of Will that places your share of the home or assets into a protective trust when you pass away. It still allows your partner to live in the property for life, but it ring-fences your share so it cannot be taken or redirected without your wishes being followed.

A Will Trust protects your share of the home from care fees, remarriage risks, and intentional or accidental redirection of assets after your death. It also ensures your children ultimately receive their inheritance, even if life circumstances change. It provides long-term stability, control, and security that a Simple Will cannot offer.

A Will Trust is ideal for parents, homeowners, and anyone with an estate below £2 million who wants stronger protection than a Simple Will can offer. It’s especially valuable for families with a mortgage, blended families, and unmarried couples who want to safeguard their inheritance tax allowances and protect each other’s share of the home.

Putting a Will Trust in place now ensures your home and your children’s inheritance are protected immediately. Without it, your share of the property can be exposed to care fees, new relationships, or decisions made under stress. Acting early locks in long-term protection and reduces the risk of your wishes being overridden later on.